Managing small expenses is harder than big ones
BUDGETINGMONEY AND MINDSET
Archit Sharma
9/1/20251 min read
It’s the endless chai bills, auto rides, groceries, stationery, snacks— the ones that silently drain wallets and wreck budgets.
Most families still struggle to track these because they’re scattered: some paid in cash, some on UPI, some never recorded at all.
That’s where UPI Circle becomes a game-changer.
With one UPI ID, a primary account holder can add up to 5 family members or trusted people. Each person can spend digitally, but with custom limits and complete visibility.
👉 All those tiny expenses—college kid’s bus fare, parents’ groceries, household help’s market run—get logged in one place. 👉 No more cash leakages. 👉 No more “Where did the money go?” moments.
This isn’t just about convenience. It’s a budgeting hack for families and small businesses—finally putting control around the hardest-to-track part of money management: daily micro-spends.
If your family’s or team’s expenses could be managed under one UPI ID with full transparency, would you use it? Or do you still prefer handing out cash?

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